The Situation
What is happening now
The Hawk Fire started about 11:00 a.m. Saturday, August 22, near Peavine Mountain and the Somersett neighborhood in northwest Reno. Pushed by Red Flag winds gusting to 40 mph, it ran north and west through Saturday afternoon, crossed into Sierra County, California, per KOLO, and jumped US 395 at Peppermint Drive in the North Valleys. By Sunday evening containment remained at zero percent.
How big it is depends on who you read. 2News reported 10,500 plus acres in its body text as of 5:55 p.m. Sunday, while its own headline said 15,000; Fox5 Vegas and ABC News reported 13,000 acres at midday Sunday. No published agency figure settles the discrepancy, so this page carries the full range, 10,500 to 15,000 acres, and names each source in the rail at right.
The human footprint is not disputed. About 14,000 homes are under evacuation order and roughly 90,000 people sit inside evacuation zones: about 42,000 under mandatory orders and about 45,000 under warnings, per Sunday reporting. Six injuries are reported, three civilians and three first responders, with zero fatalities. Structures have burned, but officials have not released a count. About 1,000 homes were described as threatened as of Saturday night.
The response has roughly doubled in a day: about 800 personnel by Sunday evening, up from around 400 at midday. The Nevada National Guard has a CH-47 Chinook and a UH-60 Black Hawk flying water drops alongside airtankers and at least two other helicopters, and 60 Guard ground troops are working neighborhood security in evacuated areas. Governor Joe Lombardo declared a state of emergency for Washoe County. Officials say the fire was human caused; they have not released specifics, and the lead investigating agency has not been named in reporting we have seen.
Locator Map
Where things are: a schematic, not a perimeter
- GO NOW: mandatory evacuation order. Leave immediately.
- GET SET: warning. Portions of the named areas. Be ready to leave.
- General reported fire area. No perimeter implied.
- Fire jumped US 395 at Peppermint Drive.
- Closed road segment: US 395 NB Parr Blvd to Bordertown; N Virginia St, Red Rock Rd to White Lake Pkwy.
- Open road.
- Shelter: Reno-Sparks Convention Center, Hall 4, 4590 S Virginia St. No pets inside.
- Large animal site: Ironwood Event Center, 5600 Whiskey Springs Rd.
- Reno-Stead Airport: closed to general aviation for firefighting aircraft.
- Hairline grid is for reference only. Not to scale. Positions are schematic.
Evacuation
Evacuation zones and shelters
North and northwest of Somersett; north of Verdi; and the west side of US 395 including Golden Valley, Lemmon Valley, Stead, and Cold Springs. The southern edge of the order reached the edge of the University of Nevada, Reno campus.
Portions of Stead, Golden Valley, Cold Springs, Lemmon Valley, and Silver Knolls.
Shelters
| Location | For | Status and notes |
|---|---|---|
| Reno-Sparks Convention Center, Hall 4 | People. Primary shelter. | Open. More than 450 people stayed the first night. No pets inside. |
| Evelyn Mount Northeast Community Center | People | Reached capacity Saturday. Go to the Convention Center instead. |
| Ironwood Event Center | Large animals | Accepting horses and livestock. |
| Washoe County Regional Animal Services | Small animals | Taking dogs, cats, and other small pets for evacuees. |
Roads and Utilities
Roads, air, and utilities
| Route | Status | Detail |
|---|---|---|
| US 395 NB | Closed | Parr Boulevard to Bordertown. |
| US 395 SB | Evac only | Southbound ramps open between Stead Boulevard and Reno for evacuation traffic only. |
| N Virginia St | Closed | Red Rock Road to White Lake Parkway. |
| 395 @ Peppermint Dr | Fire crossed | The fire jumped US 395 here in the North Valleys. Treat the corridor as hazardous. |
| Reno-Tahoe Intl | Open | Fully operational. Check your airline for schedule changes. |
| Reno-Stead | GA closed | Closed to general aviation so firefighting aircraft can operate. |
Power and gas
About 10,000 NV Energy customers remained without power Sunday, down from a peak above 60,000 Saturday evening, and about 250 gas customers were shut off, per KOLO reporting Sunday. Live counts move constantly; use the NV Energy outage map rather than any static number, including ours.
Smoke and Health
Smoke and safety
For most of the Truckee Meadows the hazard is not flame, it is smoke. Fine particles reach far beyond the evacuation zones and hit children, older adults, pregnant people, and anyone with heart or lung disease first. The points below summarize standard EPA and CDC wildfire smoke guidance; current local readings belong to AirNow.gov, and a live Reno-Sparks number is on our pending list below until we can cite one properly.
- Stay inside with windows and doors closed. Run AC on recirculate. A HEPA purifier, or a box fan with a MERV 13 filter strapped to it, can keep one room clean; live in that room.
- If you must be outside, an N95 or P100 worn snugly with both straps helps. Cloth and surgical masks do not filter wildfire smoke in any meaningful way.
- Do not add particles indoors: no candles, no frying, no vacuuming without a HEPA filter.
- Keep rescue medications close if you have asthma, COPD, or heart disease, and treat chest pain or real shortness of breath as an emergency.
- Check on neighbors, especially anyone elderly, alone, or without a car. A knock on a door is worth more than anything on this page.
The Record
Update log
-
Personnel roughly doubled to about 800. 2News body text puts the fire at 10,500 plus acres as of 5:55 p.m. while its own headline says 15,000; Fox5 Vegas and ABC News reported 13,000 at midday. Containment still 0 percent. No repopulations or downgrades announced.
SOURCES: 2News / Fox5 Vegas / ABC News
-
Officials confirm the fire was human caused; specifics not released. Six injuries reported: three civilians, three first responders, no fatalities. Nevada National Guard CH-47 and UH-60 flying drops with airtankers and at least two other helicopters; 60 Guard ground troops on neighborhood security. Power outages down to about 10,000 customers.
SOURCES: Fox5 Vegas / KOLO / 2News
-
This Is Reno counts 19 road closure points. US 395 northbound closed Parr Boulevard to Bordertown; southbound ramps between Stead Boulevard and Reno open for evacuation only; North Virginia Street closed Red Rock Road to White Lake Parkway. Evacuation zones cover roughly 90,000 people.
SOURCES: This Is Reno / Newsweek
-
Wind-driven runs push the fire across US 395 at Peppermint Drive and into Sierra County, California, per KOLO. Governor Joe Lombardo declares a state of emergency for Washoe County. Red Flag Warning in effect until 11 p.m.: gusts to 40 mph, humidity to 18 percent.
SOURCES: ABC News / Newsweek / 2News, Red Flag Warning / NWS Reno forecast
-
Fire reported near Peavine Mountain and Somersett, northwest Reno, under Red Flag conditions. Evacuations begin in the Somersett area and spread through the day.
SOURCES: 2News / 2News, Red Flag Warning
Homeowner Desk
If you own a home here
This is the part of the page that will still matter in six months. It is educational information about how homeowner insurance works in Nevada, drawn from state regulators, the Legislature, and named reporting. None of it is legal advice, and it does not create any attorney client relationship; your policy language and your insurer's instructions control your situation.
Wildfire coverage can now legally be removed from a standard Nevada homeowners policy
Nevada's AB376, effective January 1, 2026, allows insurers to exclude wildfire peril from a standard homeowners policy and offer it as a separate product, or not at all. Nevada has no FAIR Plan, no state backstop for people who cannot buy coverage; AB437, the bill that would have created one, died in the 2025 session.
Nevada Current reported that the law lacks robust notification requirements, which means a homeowner may not realize wildfire coverage was removed at renewal. As of roughly seven months after the effective date, no carrier had opted to carve wildfire out, per The Nevada Independent. The protection still exists for most people. The point is that it is no longer guaranteed by default.
What to do: pull your declarations page tonight and confirm wildfire is still a covered peril. If anything in the wording is unclear, put the question to your agent in writing.
The market was already pulling out of Washoe County
The Hawk Fire is hitting the county that Nevada's insurance retreat has hit hardest. The numbers below are The Nevada Independent's, against roughly one million homeowner policies statewide.
| Year | Canceled / non-renewed | Applications declined |
|---|---|---|
| 2022 | 264 | ~2,400 |
| 2023 | 481 | ~5,000 |
| 2024 | ~2,700 | 13,600 |
| Year | Premium | Note |
|---|---|---|
| 2023 | $1,407 | A 22.3 percent rise since 2023. Nevada Current (Oct 13, 2025) separately reports rates up 21 percent since 2018. |
| 2025 | $1,672 | |
| 2026 | $1,720 |
Washoe County alone accounted for more than 1,600 of the roughly 2,700 cancellations in 2024, over 60 percent of the statewide total, and more than 6,000 of the 13,600 declined applications. Eight of the top ten Nevada ZIP codes for cancellations and declinations are in Washoe County, per The Nevada Independent. If your policy survives this fire season intact, treat your renewal notice as a document worth reading line by line.
Deadlines your insurer must meet in Nevada
| The insurer must | Within | Citation |
|---|---|---|
| Acknowledge your claim | 20 working days | NAC 686A.665(1) |
| Respond to your communications | 10 working days | NAC 686A.665(3) |
| Accept or deny, after receiving proof of loss | 30 working days | NAC 686A.675(1) |
| Send a letter explaining why more time is needed, if the investigation is incomplete at 30 days | at 30 days | NAC 686A.675(3) |
Two coverages people confuse
- Civil authority / prohibited use pays when your home is undamaged but an evacuation order bars you from it. It is typically shorter and more limited.
- Additional Living Expenses (ALE) applies when your home has actual damage and runs longer while it is uninhabitable.
- Limits and durations vary by policy and we will not guess at them. Read your declarations page, and ask your agent, in writing, which coverage applies to your situation.
Smoke damage is damage
- Amy Bach, executive director of United Policyholders, told The Nevada Independent (Aug 12, 2026) that smoke from burned cars, garages, and businesses can carry substances that are not safe to live around, and that insurers have historically been slow to address it adequately.
- If your home stands but smells of smoke, document it like damage: photos, video, dates, and any professional testing, before cleanup.
What the Nevada Division of Insurance says to do now
Guidance the Division issued August 12, 2026, condensed:
- Review your policy now, before you need it.
- If you evacuate, take a copy of the policy and your agent's contact information with you.
- Make a narrated video walk-through of your home and belongings; separately document high-value or rare items.
- Photograph everything before debris removal.
- Safety comes before documentation, always.
The Division also urged insurers to be flexible on premium payments during displacement. That is an urging, not a binding moratorium: nothing currently forces a carrier to hold your policy open if payments lapse, so if you cannot pay, call the carrier and the Division rather than going silent.
Keep a daily claim journal from day one. Date, time, name, and the substance of every call with every adjuster or contractor, and put anything that matters in writing, email counts. Six months from now that notebook will be the most valuable document you own.
If the claim goes wrong
- 1. Re-read your policy, then raise the problem with your agent or adjuster in writing.
- 2. Escalate to a supervisor at the carrier, still in writing.
- 3. File a complaint with the Nevada Division of Insurance: free, at doi.nv.gov, consumer hotline 888-872-3234, or by mail at 1818 East College Parkway, Suite 103, Carson City, NV 89706.
- 4. If it still is not resolved, consider a licensed public adjuster or a Nevada attorney of your choosing.
Why this keeps happening here
Per Nevada Current: 18.5 percent of Nevada's land area has burned in the past four decades, fifth highest share in the nation, and homes in Nevada's wildland-urban interface grew 208 percent between 1990 and 2020, the fastest rate in the country. Locally, the 2020 Pinehaven Fire destroyed 5 Reno homes and damaged 12 with more than 1,300 evacuated, and the 2024 Davis Fire burned 5,800 acres in Washoe, destroyed 14 structures, and forced 20,000 evacuations. The Hawk Fire is not an anomaly. Plan like it will not be the last one.
Unconfirmed
Not yet confirmed
Numbers we will not publish until we can source them properly, and where to get each one live in the meantime.
Authorities
Official sources. Use these first.
These are the channels that issue the actual orders, maps, and alerts. Everything on this page is secondary to them. In an immediate emergency, call 911.
- Washoe County Emergency ManagementEvacuation orders, zone maps, shelter status, county alerts. The authority for evacuation decisions.
- Truckee Meadows Fire & RescueLocal fire district incident updates.
- Nevada DOT, nvroads.comLive road closures and conditions, including US 395.
- NV Energy Outage CenterLive outage map, restoration estimates, shutoff information.
- National Weather Service, RenoFire weather, wind forecasts, Red Flag Warnings.
- AirNow.govLive air quality for Reno, Sparks, and the North Valleys.
- Nevada Division of InsuranceFree consumer help with insurance claims. Hotline 888-872-3234.
Fine Print
The fine print
The privacy policy and the terms that govern this site and the free policy review. Both open in place.
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Contact and changes
Privacy requests: [OPERATOR NAME], [POSTAL ADDRESS], or [PRIVACY EMAIL]. If this policy changes, the date at the top of this section changes with it. Last updated August 2026.
Terms and disclaimers
Independent publication
This site is independently published. It is not affiliated with, endorsed by, or operated by any government or emergency agency, including Washoe County, the State of Nevada, or any fire district. Where anything on this site and an official order disagree, the official order always takes precedence.
Accuracy of information
The information here is compiled from published news reporting and public sources, attributed and timestamped where it appears. Conditions during a fire change hourly, and the information may be incomplete or out of date at any moment. You must verify anything you act on against official sources, which are listed in the official sources section of this page.
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